How Much Life Insurance Do You Need?

We understand that it isn't easy to determine how much life insurance you and your family need. Factors such as your children's education, home loans and even final expenses need to be considered. To help you evaluate your current situation and estimate the amount of life insurance you need to protect your family, we have prepared a worksheet to calculate your insurance needs (see panels below).

Together, we can help you figure out life insurance needs.

How Much Will It Cost?

Premium Select Term 10   $250,000 $500,000 $1,000,000 Age 30 40 50 Male Female Male Female Male Female $145.00 $130.00 175.00 155.00 370.00 287.50 $195.00 $170.00 250.00 220.00 620.00 465.00 $315.00 $265.00 415.00 345.00 1,115.00 825.00 Premium Select Term 15   $250,000 $500,000 $1,000,000 Age 30 40 50 Male Female Male Female Male Female $165.00 $147.00 210.00 200.00 530.00 345.00 $235.00 $210.00 345.00 295.00 885.00 555.00 $385.00 $335.00 555.00 465.00 1,655.00 1,015.00 Premium Select Term 20   $250,000 $500,000 $1,000,000 Age 30 40 50 Male Female Male Female Male Female $200.00 $180.00 272.50 227.500 672.50 467.50 $315.00 $265.00 445.00 360.00 1,165.00 795.00 $545.00 $445.00 795.00 625.00 2,195.00 1,495.00 Annual premiums shown above are for Select Class 1, non-tobacco users and include a $75 annual policy fee. Premiums will be higher for all other classes. USL Select Premium Term 10-15-20-year is underwritten by The Unithed States Life Insurance Company in the City Of New York, 390 park Avenue, New York, NY. 10022-4648. USL Premium Select Term is available in all states except NC or OR.

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